Financial Wellness

CFPB Financial Well-Being Scale

Complete the official ten-item questionnaire for a personal financial well-being score. No name, employer or account information is required.

Personal planning · Free initial result · Method version 1.0.0

Your inputs

Inputs stay in memory. Nothing is saved or submitted automatically.

How well does this statement describe you or your situation? I could handle a major unexpected expense

How well does this statement describe you or your situation? I am securing my financial future

How well does this statement describe you or your situation? Because of my money situation, I feel like I will never have the things I want in life

How well does this statement describe you or your situation? I can enjoy life because of the way I’m managing my money

How well does this statement describe you or your situation? I am just getting by financially

How well does this statement describe you or your situation? I am concerned that the money I have or will save won’t last

How often does this statement apply to you? Giving a gift for a wedding, birthday or other occasion would put a strain on my finances for the month

How often does this statement apply to you? I have money left over at the end of the month

How often does this statement apply to you? I am behind with my finances

How often does this statement apply to you? My finances control my life

How old are you?

How did you take the questionnaire?

Your results will appear here after you calculate.

Personal inputs remain in this page only. They are not sent to an employer report. Download a local copy before leaving if you want to keep your result.

Understand the result

Method & assumptions

Use all ten responses, including the official reverse scoring, to obtain a raw total from 0 to 40. Convert through the CFPB standard scorecard using age group and administration mode. Do not average responses or substitute a percentage.

Hypothetical worked example

Selecting the middle response for every item yields a raw total of 20; for a self-administered questionnaire at age 18–61, the converted score is 50.

Scope and limitations

User-entered planning assumptions, not verified market data or a professional determination.
For adults aged 18 or older. Every response is required; no score is imputed. This measures reported financial well-being, not creditworthiness, eligibility, clinical diagnosis or employer performance. No employer reporting or cohort aggregation is provided.

Sources

CFPB Financial Well-Being Scale: Standard questionnaire and scoring worksheet · CFPB-STANDARD

Prepared by Workforce Nexus for educational planning. Not a legal, tax, insurance eligibility, or professional determination.

Is this a recommendation?

No. Compare your assumptions, verify missing information, and review the result before making a decision.

Where is my information stored?

Inputs remain in page memory. Download a local copy if you want to keep it. Personal results cannot be added to an employer report.

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